FAQ
Will you give me advice as to which investments are best for me?
Fortunately for you and unfortunately for us we are not giving personalized advice. You’re fortunate since you will learn about the most consistent and profitable investing strategies without having to pay hefty asset management fees. We are unfortunate since we will not be collecting those hefty fees. Nothing we say, write about or imply should be taken as investment advice for you or any one person since we keep all information general in nature.
That said, we are simply giving individuals the means to evaluate and monitor the investment signals generated by one of the best investing strategies, one that, historically outperformed approximately 85% of professional money managers. If you think the strategy fits your investment needs it’s up to you what you do with the information.
Can I expect the strategy to perform the same or better as your backtest results?
Nobody knows it the strategy will perform better or worse in the future. What we do know is the strategy dynamically adapts to changing markets. Sometimes the timing is impeccable and other times it is not, but we strongly believe the benefits of a dynamic adaptive system far outweigh the benefits of not using one.
How do you know what investment choices are available in everyone's 401k? Are not all plans different?
We do not know the exact investment choices available in any one 401k, and that is why the information we share is general in nature. But we do know that most 401k plans have investments that seek exposure to the major stock market indices. Therefore we designed the strategy with investments that track the most popular investment choices. You see, the majority of 401k plans allow participants to gain exposure to the domestic equity market, domestic bond market, foreign markets, large and small capitalization companies along with investments that function as cash for times when an investor should not be invested.
We use a handful of investments indexed to the major asset classes that will correlate with the 401k plans main investment choices. Because of the correlation relationship, our readers may not get the exact performance as our strategy, but it should be quite similar.
Are you just sharing ideas about 401k investing?
No, not necessarily. We share personal finance metrics most people want to know, but are afraid to ask. For example, the average income for U.S. citizens, average American’s debt levels, housing values etc. all of which help individuals gain a better understanding of their own situations so they can improve their situation. There is a saying, “if you don’t measure it you can’t manage it”. I truly believe this helps with complacency and provides additional motivation to improve all of our financial situations.
And, of course, I TRY to provide a little humor, but my wife tells me I’m just not that funny.
It’s easy for people to get off track and hopefully we can help you stay on target.
Risk Disclosure: M1 Consultants LLC. will not accept any liability for loss or damage as a result of reliance on the information contained within this website or any of our affiliate sites. This includes, but not limited to data, quotes, charts and buy or sell signals generated from the strategy. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible. Before investing in any security you should carefully consider your investment objectives, level of experience, and risk appetite. If you are unsure you should probably speak with a professional financial advisor. M1 Consultants LLC. would like to remind you that the data contained in this website is not necessarily real-time nor always accurate. Therefore, M1 Consultants LLC. doesn’t accept any responsibility for any trading losses you might incur as a result of using this data.